The basics of insurance are simple - one company offers a guaranteed future payment for a contracted event. The company offering the guarantee charges a premium for insuring against the event's occurence - in doing so, the insurance company is protecting the client against certain circumstances, say physical capital loss due to a natural disaster. The insurance company assumes all financial responsibility associated with the client’s losses.
Where the business gets complicated is in the calculations of premiums. This involves the use of complex stochastic probabilty models meant to simulate the likelihood of a given event’s occurrence. Not all events are created equal, from an insurance perspective - for some types of insurance a company can accurately predict the probability of occurence (say, automobile insurance, which has such a large sample to study that companies can make accurate predictions and judgments about demographic groups). For events that are harder to predict (say, the future value a Mortgage-Backed Security (MBS)) insurance companies take on greater risk when they issue policies.
TOP CONTRIBUTORS FOR INSURANCE
The basics of insurance are simple - one company offers a guaranteed future payment for a contracted event. The company offering the guarantee charges a premium for insuring against the event's occurence - in doing so, the insurance company is protecting the client against certain circumstances, say physical capital loss due to a natural disaster. The insurance company assumes all financial responsibility associated with the client’s losses.
Where the business gets complicated is in the calculations of premiums. This involves the use of complex stochastic probabilty models meant to simulate the likelihood of a given event’s occurrence. Not all events are created equal, from an insurance perspective - for some types of insurance a company can accurately predict the probability of occurence (say, automobile insurance, which has such a large sample to study that companies can make accurate predictions and judgments about demographic groups). For events that are harder to predict (say, the future value a Mortgage-Backed Security (MBS)) insurance companies take on greater risk when they issue policies.
Where the business gets complicated is in the calculations of premiums. This involves the use of complex stochastic probabilty models meant to simulate the likelihood of a given event’s occurrence. Not all events are created equal, from an insurance perspective - for some types of insurance a company can accurately predict the probability of occurence (say, automobile insurance, which has such a large sample to study that companies can make accurate predictions and judgments about demographic groups). For events that are harder to predict (say, the future value a Mortgage-Backed Security (MBS)) insurance companies take on greater risk when they issue policies.
HOW TO OBTAIN OTHER PARTY INFORMATION
You can obtain the other party's insurance particulars from the Land Transport Authority at 10 Sin Ming Road. The fee is S$5.15 (GST inclusive). The enquiry number is 1800-553 5229
How to obtain a copy of the other insurer's accident report? Only a person directly involved in the accident may buy a copy of the accident report lodged by the other parties. If the accident report is lodged with the insurance company, apply for a copy through the GIA Record Management Centre at 103 Amoy Street, Singapore 069874. The fee is $27/- per copy. The enquiry number is 6324 7447.
If the accident report is lodged with the Police, Insured can apply for the copy personally or through his attorney, to the Traffic Police Department at 10 Ubi Ave 3, Singapore 408865.
How to apply for the outcome of investigation by the Police? For outcome of Police investigation on cases taken up by the police, you can apply for this personally or through an attorney to the Traffic Police Department at 10 Ubi Ave. Singapore 408865.
How to obtain a copy of the other insurer's accident report? Only a person directly involved in the accident may buy a copy of the accident report lodged by the other parties. If the accident report is lodged with the insurance company, apply for a copy through the GIA Record Management Centre at 103 Amoy Street, Singapore 069874. The fee is $27/- per copy. The enquiry number is 6324 7447.
If the accident report is lodged with the Police, Insured can apply for the copy personally or through his attorney, to the Traffic Police Department at 10 Ubi Ave 3, Singapore 408865.
How to apply for the outcome of investigation by the Police? For outcome of Police investigation on cases taken up by the police, you can apply for this personally or through an attorney to the Traffic Police Department at 10 Ubi Ave. Singapore 408865.
insurance
To ensure prompt processing of your claim, it is important that you bring along your NRIC or other identification documents, driving license and the Original Certificate of Insurance when you report your traffic accident to us.
American Home Assurance Company
AIG Building 22 Martin Road,
Singapore 239058
IMPORTANT NOTICE
WHAT TO DO IN TRAFFIC ACCIDENT
Do not panic
Check if anyone is injured
If there is personal injury, call 995 or 999 for ambulance and police assistance.
Do not remove the vehicles unless absolutely necessary to rescue or extricate injured parties.
If you have a camera, take photographs of accident scene and damaged vehicles / properties.
Drive your vehicle to the side or to a safe area if no one is injured.
Exchange information and particulars with the other parties involved:·
Vehicle registration number ·
Make/model/colour of Vehicle · Name/address/NRIC of the other driver· Contact number of the other driver· Insurance company of the other driver · Extent of damage to vehicles
Do not admit liability or argue over who is at fault.
If you need advice, towing service or other assistance, call our 24-Hour AIG Auto Assist at 6338-6200.
American Home Assurance Company
AIG Building 22 Martin Road,
Singapore 239058
IMPORTANT NOTICE
WHAT TO DO IN TRAFFIC ACCIDENT
Do not panic
Check if anyone is injured
If there is personal injury, call 995 or 999 for ambulance and police assistance.
Do not remove the vehicles unless absolutely necessary to rescue or extricate injured parties.
If you have a camera, take photographs of accident scene and damaged vehicles / properties.
Drive your vehicle to the side or to a safe area if no one is injured.
Exchange information and particulars with the other parties involved:·
Vehicle registration number ·
Make/model/colour of Vehicle · Name/address/NRIC of the other driver· Contact number of the other driver· Insurance company of the other driver · Extent of damage to vehicles
Do not admit liability or argue over who is at fault.
If you need advice, towing service or other assistance, call our 24-Hour AIG Auto Assist at 6338-6200.
BAYBERRY BARN CHRISTMAS
The Bayberry Barn Christmas Shop is a family-owned and operated store in the heart of New Hampshire's Lake Sunapee region. Located in our 150-year-old renovated barn, we offer complete lines of all your holiday favorites, plus new gift items and our own line of gourmet specialty food items. We're open year-round, so come and experience Christmas in New England - all year long!
Department 56 Villages
BeanPod Soy Candles
Snow Babies
True Bayberry Candles
Christopher Radko
Old World Christmas
Annaleece by DeVries Jewelry
Boyd's
Stephan Baby
Byer's Choice
Gentle Spirits Wind Chimes
Heritage Lace
Faerie Glen Fairies
Sarah's Angels
Jim Shore Figurines
Yankee Candles
Camille Beckman
Fudge
Willow Tree Angels
Wind Garden Spinners by Premier Kites
Bayberry Barn Christmas Shop's Gourmet Vidalia Onion Dressings, Steak Sauces, Salsas, Mustards, Relishes and Barbeque Sauce
Copper & Magnetic Bracelets
Switchables Nightlights
and MORE!
Check out our What's New Page for the latest items at Bayberry Barn!
Department 56 Villages
BeanPod Soy Candles
Snow Babies
True Bayberry Candles
Christopher Radko
Old World Christmas
Annaleece by DeVries Jewelry
Boyd's
Stephan Baby
Byer's Choice
Gentle Spirits Wind Chimes
Heritage Lace
Faerie Glen Fairies
Sarah's Angels
Jim Shore Figurines
Yankee Candles
Camille Beckman
Fudge
Willow Tree Angels
Wind Garden Spinners by Premier Kites
Bayberry Barn Christmas Shop's Gourmet Vidalia Onion Dressings, Steak Sauces, Salsas, Mustards, Relishes and Barbeque Sauce
Copper & Magnetic Bracelets
Switchables Nightlights
and MORE!
Check out our What's New Page for the latest items at Bayberry Barn!
BASICS OF LIFE INSURANCE
Determining the best life insurance policy for you and your family’s protection can certainly be complicated by the various types available and terminology used in the insurance business. Whether your objective is to find a low cost policy or an insurance plan that involves investment opportunities, there is a plan that will meet your needs.
Request a life insurance quote!
Life Insurance Info provides an overview of the “basics” of life insurance. Learn more about:
What is life insurance?
What are the costs of life insurance?
How much is term life insurance?
How much is permanent life insurance?
What are the costs for smokers?
What are the costs if you have a pre-existing condition?
How to find affordable life insurance
The uses of life insurance
Life insurance policy overview
What is a life insurance settlement?
Selecting a life insurance agent
Purchasing life insurance online
Process for buying life insurance
How to designate beneficiaries
What is a life insurance broker?
Life insurance ratings
State life insurance guaranty associations
Frequently asked questions
This guide of various life insurance topics provides an organized resource of the main questions asked when people start the process of finding the best policy for their needs. Armed with information about the basics of life insurance, you get a well-educated start to finding the policy and coverage that work best for your personal situation.
Request a life insurance quote!
Life Insurance Info provides an overview of the “basics” of life insurance. Learn more about:
What is life insurance?
What are the costs of life insurance?
How much is term life insurance?
How much is permanent life insurance?
What are the costs for smokers?
What are the costs if you have a pre-existing condition?
How to find affordable life insurance
The uses of life insurance
Life insurance policy overview
What is a life insurance settlement?
Selecting a life insurance agent
Purchasing life insurance online
Process for buying life insurance
How to designate beneficiaries
What is a life insurance broker?
Life insurance ratings
State life insurance guaranty associations
Frequently asked questions
This guide of various life insurance topics provides an organized resource of the main questions asked when people start the process of finding the best policy for their needs. Armed with information about the basics of life insurance, you get a well-educated start to finding the policy and coverage that work best for your personal situation.
insurance and life
The abundance of information about life insurance can be overwhelming.you are likely wondering where to begin, which policy best fits your needs, and how much it will cost. If you think that life insurance isn’t for you, think again. The peace of mind that your family will be financially protected in the event of your death is well worth the cost.
Life Insurance Info is your best online resource to demystify the sometimes confusing aspects of life insurance. You will find straightforward and easy-to-understand details and discover how affordable life insurance can be for you. And you can get a free life insurance quote to see how much of an impact a policy will have on your wallet.The few insurances ilncluded are:
Term Life Insurance
Permanent Life Insurance
Whole Life Insurance
Universal Life Insurance
Variable Life Insurance
Variable Universal Life Insurance
Survivorship Life Insurance
Convertible Life Insurance
No Medical Exam Life Insurance
Child Life Insurance
Group Life Insurance
And more
Life Insurance Info removes the confusion about life insurance – cutting through the clutter to present the basics you need to make this important financial decision:
What is life insurance?
What are the costs?
Policy comparisons
FAQs
Advanced topics
With life insurance requests available online, you no longer have to call an insurance agent to make decisions about purchasing a policy. The comprehensive details on Life Insurance Info allow you to easily research your options by simplifying the complexities of life insurance. And with a free quote, you can easily determine the best price based on your needs.
Life Insurance Info is your best online resource to demystify the sometimes confusing aspects of life insurance. You will find straightforward and easy-to-understand details and discover how affordable life insurance can be for you. And you can get a free life insurance quote to see how much of an impact a policy will have on your wallet.The few insurances ilncluded are:
Term Life Insurance
Permanent Life Insurance
Whole Life Insurance
Universal Life Insurance
Variable Life Insurance
Variable Universal Life Insurance
Survivorship Life Insurance
Convertible Life Insurance
No Medical Exam Life Insurance
Child Life Insurance
Group Life Insurance
And more
Life Insurance Info removes the confusion about life insurance – cutting through the clutter to present the basics you need to make this important financial decision:
What is life insurance?
What are the costs?
Policy comparisons
FAQs
Advanced topics
With life insurance requests available online, you no longer have to call an insurance agent to make decisions about purchasing a policy. The comprehensive details on Life Insurance Info allow you to easily research your options by simplifying the complexities of life insurance. And with a free quote, you can easily determine the best price based on your needs.
Storage Area Network
A storage area network (SAN) is any high-performance network whose primary purpose is to enable storage devices to communicate with computer systems and with each other.
the most interesting things about this definition are:
It doesn't say that a SAN's only purpose is communication between computers and storage. Many organizations operate perfectly viable SANs that carry occasional administrative and other application traffic.
It doesn't say that a SAN uses Fibre Channel or Ethernet or any other specific interconnect technology. A growing number of network technologies have architectural and physical properties that make them suitable for use in SANs.
It doesn't say what kind of storage devices are interconnected. Disk and tape drives, RAID subsystems, robotic libraries, and file servers are all being used productively in SAN environments today. One of the exciting aspects of SAN technology is that it is encouraging the development of new kinds of storage devices that provide new benefits to users. Some of these will undoubtedly fail in the market, but those that succeed will make lasting improvements in the way digital information is stored and processed.
It doesn't say that a SAN uses Fibre Channel or Ethernet or any other specific interconnect technology. A growing number of network technologies have architectural and physical properties that make them suitable for use in SANs.
It doesn't say what kind of storage devices are interconnected. Disk and tape drives, RAID subsystems, robotic libraries, and file servers are all being used productively in SAN environments today. One of the exciting aspects of SAN technology is that it is encouraging the development of new kinds of storage devices that provide new benefits to users. Some of these will undoubtedly fail in the market, but those that succeed will make lasting improvements in the way digital information is stored and processed.
REASON THAT MAKES SAN DIFERENT:
Anyone in the information technology field knows very well that computers are already connected to storage devices.
Universal Storage Connectivity
Computers are indeed connected to storage today, but are all of an installation's computers connected to all of its storage? That's the key point about SANs—they connect lots of computers to lots of storage devices, enabling the computers to negotiate device ownership among themselves and, ideally, to share data. If there is one defining characteristic of a SAN, it's universal connectivity of storage devices and computers.
Computers are indeed connected to storage today, but are all of an installation's computers connected to all of its storage? That's the key point about SANs—they connect lots of computers to lots of storage devices, enabling the computers to negotiate device ownership among themselves and, ideally, to share data. If there is one defining characteristic of a SAN, it's universal connectivity of storage devices and computers.
From this business-as-usual picture of client/server computing, it's immediately apparent that by deploying multiple servers, an organization automatically creates unconnected islands of information. Each island is accessible by one computer but not the others. If Computer B needs to use data that was produced by Computer A, that data has to be copied to Computer B.
There are several techniques for moving data between computers: backup, file transfer; and interprocess communication, to name a few. But the real issue is that the information services organization has to acquire and manage the extra resources required both to copy data from Computer A to Computer B and to store it at both sites. There's no business reason for this duplication of effort, other than that a computer needs data that was produced by another computer.
There's a more serious implication of an information processing strategy that relies on regular copying of data from computer to computer. Computers that receive data copies are often forced to work with data that is out of date simply because it's physically impossible to make copies in a timely fashion. Moreover, the extra operational complexity introduced by having to copy data between servers creates additional opportunity for costly errors.
There are several techniques for moving data between computers: backup, file transfer; and interprocess communication, to name a few. But the real issue is that the information services organization has to acquire and manage the extra resources required both to copy data from Computer A to Computer B and to store it at both sites. There's no business reason for this duplication of effort, other than that a computer needs data that was produced by another computer.
There's a more serious implication of an information processing strategy that relies on regular copying of data from computer to computer. Computers that receive data copies are often forced to work with data that is out of date simply because it's physically impossible to make copies in a timely fashion. Moreover, the extra operational complexity introduced by having to copy data between servers creates additional opportunity for costly errors.
Storage Virtualization
Virtulization has been ruling the world of information technology since the years.Among this "Storage virtualization" has become the buzzword in the storage industry, especially with the increased acceptance of storage networks. But besides all the hype, there is considerable confusion, too.Many users have been disconcerted by the terminology, the different ways in which vendors present virtualization, and the various technical implementations of storage virtualization. In addition, the two alternative approaches to virtualization based on in-band and out-of-band technologies have resulted in much discussion about the pros and cons of the two technologies. Needless to say, in many cases thee discussions have generated more "heat than light" and have done little to clarify the issues for end users needing to address their day-to-day storage management challenges and concerns.Acting in its role as an educator, SNIA has undertaken to offer clearer definitions and terminology in general, and to convey them to both vendors and users. In order to provide a common frame of reference for discussions about storage terminology, SNIA has developed the Shared Storage Model (SSM), which allows us to place different storage technologies within a consistent framework and helps users to understand where a particular technology is implemented and how it relates to other storage technologies (to learn more about SSM, please visit the tutorial located here). Accordingly, we've chosen to use SSM as an overall framework for explaining virtualization in this booklet. The model offers a general structure for describing various architectures for accessing storage systems, and can be considered an architecture vocabulary. It shows differences between approaches without evaluating them per se. As a result, it lets vendors present their solutions--including any architectural differences--more clearly, and gives users a better understanding of what the vendors offer.
List of Companies in Nepal((Agriculture))
Agricultural Greenhouses Agricultural Growing Media
Agricultural Product Stock Agricultural Waste
Animal Extract Animal Feed
Animal Husbandry Equipment Aquaculture Equipment
Bamboo Products Bamboo Raw Materials
Beans Bonsai
Cigarettes Cigars
Dried Flowers Eggs
Farm Machinery Farm Machinery Parts
Fertilizer Flower Bulbs,Seeds & Seedlings
Forage Seeds Forestry Machinery
Fresh Cut Flowers Fresh Vegetables
Fruit Fruit Grafts, Seedlings & Rootstocks
Grain Honey
House Plants
Logs Mini Plants
Mushrooms & Truffles Nuts & Kernels
Oil Seeds Other Agriculture Products
Other Vegetables Outdoor Plants
Plant & Animal Oil Plant Fiber
Poultry & Livestock Rattan Products
Silos Tobacco
Vegetable Seeds
Agricultural Product Stock Agricultural Waste
Animal Extract Animal Feed
Animal Husbandry Equipment Aquaculture Equipment
Bamboo Products Bamboo Raw Materials
Beans Bonsai
Cigarettes Cigars
Dried Flowers Eggs
Farm Machinery Farm Machinery Parts
Fertilizer Flower Bulbs,Seeds & Seedlings
Forage Seeds Forestry Machinery
Fresh Cut Flowers Fresh Vegetables
Fruit Fruit Grafts, Seedlings & Rootstocks
Grain Honey
House Plants
Logs Mini Plants
Mushrooms & Truffles Nuts & Kernels
Oil Seeds Other Agriculture Products
Other Vegetables Outdoor Plants
Plant & Animal Oil Plant Fiber
Poultry & Livestock Rattan Products
Silos Tobacco
Vegetable Seeds
Nepal Organic Agriculture Ctr. (NOAC) Pvt. Ltd.
Noac pvt. Ltd. is producer of ayurvedic herbal products (soap & shampoo) from natural plant extracts. All procusts are vegetable based. It was engage in production of ayurvedic herbal production, import and export of essential equipment and goods from outside the countries or the within country from one place to another, provide skill oriented training service and conduct research & consultancy service in the organic agriculture field. This company envisages expanding its business and w ...
TEL.: 977-1-4462985 FAX.:977-1-4466423
Baneshwor height, POB: 8973 NPC: 818
Noac pvt. Ltd. is producer of ayurvedic herbal products (soap & shampoo) from natural plant extracts. All procusts are vegetable based. It was engage in production of ayurvedic herbal production, import and export of essential equipment and goods from outside the countries or the within country from one place to another, provide skill oriented training service and conduct research & consultancy service in the organic agriculture field. This company envisages expanding its business and w ...
TEL.: 977-1-4462985 FAX.:977-1-4466423
Baneshwor height, POB: 8973 NPC: 818
Infoplus Pvt. Ltd.
Dear sirs, we would like to bring to your knowledge that we are the largest Liaison and re presentation business house in Nepal. We are specializing in Telecom sector, Power Sector, Agriculture and Science and Technology sectors. thus we are in a very good position to provide you with the business oppurtunities in Nepalese market, we have excellent public relation as well as customers relations. Our major customers include Govt and semi-govt bodies , and other organizations. Thus we, seek your i ...
TEL.: 977 - 01 - 4434895 FAX.:977 - 01 - 4434937
Kamalpokhari-1, kathmandu Nepal Kathmandu Bagmati 44601 Nepal
Dear sirs, we would like to bring to your knowledge that we are the largest Liaison and re presentation business house in Nepal. We are specializing in Telecom sector, Power Sector, Agriculture and Science and Technology sectors. thus we are in a very good position to provide you with the business oppurtunities in Nepalese market, we have excellent public relation as well as customers relations. Our major customers include Govt and semi-govt bodies , and other organizations. Thus we, seek your i ...
TEL.: 977 - 01 - 4434895 FAX.:977 - 01 - 4434937
Kamalpokhari-1, kathmandu Nepal Kathmandu Bagmati 44601 Nepal
LSIT OF JOIN VENTURE COMPANIES
COMPANY NAME
GORKHA AYURVED COMPANY PVT.LTD
EVEREST MINERAL WATER PVT LTD.
COLAS NEPAL PVT.LTD
MODERN BRICK NEPAL PVT.LTD
VAICOL INDUSTRIES AND PRODUCTS
YETI COACH-BUILDERS AND SERVICING
INTERNATIONAL MANUFACTURING CO.P.LTD
HOTEL JUNGLE CAMP
MOTHER DAIRY NEPAL PVT.LTD
SKYLIGHT PVT.LTD
TIGER ISLAND RESORT
ATELIER MAYA PVT.LTD
PACHEZ CAROLINA RESTAURANT PVT.LTD
PER CRAFT INDUSTRY PVT.LTD
LA VILLA SHERPANI
TOURIST HOTEL
HOTEL INDUSTRY
FREE FIBRES GARMENTS
GOLDEN NEPAL PVT.LTD
HOTEL INDUSTRY
RESTAURENT INDUSTRY
GORKHA AYURVED COMPANY PVT.LTD
EVEREST MINERAL WATER PVT LTD.
COLAS NEPAL PVT.LTD
MODERN BRICK NEPAL PVT.LTD
VAICOL INDUSTRIES AND PRODUCTS
YETI COACH-BUILDERS AND SERVICING
INTERNATIONAL MANUFACTURING CO.P.LTD
HOTEL JUNGLE CAMP
MOTHER DAIRY NEPAL PVT.LTD
SKYLIGHT PVT.LTD
TIGER ISLAND RESORT
ATELIER MAYA PVT.LTD
PACHEZ CAROLINA RESTAURANT PVT.LTD
PER CRAFT INDUSTRY PVT.LTD
LA VILLA SHERPANI
TOURIST HOTEL
HOTEL INDUSTRY
FREE FIBRES GARMENTS
GOLDEN NEPAL PVT.LTD
HOTEL INDUSTRY
RESTAURENT INDUSTRY
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